Job Title: Debit Credit Officer
Industry: Microfinance Institution/ Banking
Qualification: OND/HND
Location: Lagos
JOB SUMMARY
The officer is responsible for the administration and implementation of the Bank’s Lending Programs for the SME’s
Duties & Responsibilities
• Ensure a profitable loan disbursement portfolio is achieved..
• Contribute to the Bank’s risk assets growth strategies and goals.
• Ensure that product budgetary expectation is achieved.
• Participate in the design and implementation of a comprehensive training plan that drive and re-enforces the desired sales behavior.
• Participate in sales execution plan by Retail segment and product.
• Monitor sales pipeline and identify additional methods of improving sales performance.
• Participate in development of yearly sales plans and forecast.
• Maintain comprehensive database on the unit’s credit portfolio.
• Monitor credit approvals and schedule restructuring as required.
• Perform other duties as assigned by Head Retail Lending.
Job Requirements
• No experience required and having experience in similar position is added advantage
• Proficient with Microsoft Office (Word, especially Excel and PowerPoint).
• Understand financial products thoroughly.
• Understand business development, market engagement and lead generation
• Excellent business communication and strong leadership skills.
• Heightened negotiation, presentation and persuasion skills.
• Heightened analytical skills.
• Research oriented.
• Deep understanding of SME
• Excellent product development capabilities.
• Good understanding of the regulatory framework of structured and other forms of finance in Nigeria and around the world.
Remuneration: Attractive
Qualified candidates can apply to jobs@bloomsfordassociates.com using Job Title as subject of the mail.