Job Title: Credit Officer
Industry: Microfinance Institution/Banking
Qualification: OND/HND/B.sc
Location: Aba
JOB SUMMARY
A Microfinance Institution is in need of a Credit Officer to facilitate lending for their clients by assessing creditworthiness and processing relevant paperwork.
Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help clients acquire loans in a timely manner, while ensuring we comply with the law.
Duties & Responsibilities
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
Job Requirements
- Must have minimum of OND
- Marketing experience is added advantage
- Must have androd phone for online documentation and processing of customers loan request
Remuneration: Attractive
Qualified candidates can apply to
creditofficer@bloomsfordassociates.com
using Job Title and the location as subject of the mail.
Credit Officer